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Welcome from the Bankroll Team! 👋 😊

Business Line of Credit

Do you need a flexible option to fund your business? A business line of credit may be the right fit.

Use your business line of credit for anything. You can use it for adding inventory, buying equipment, hiring employees, adding an additional location, and much more.

You only pay interest on the amount you draw from your business line of credit. We set a credit limit and you only pay for what you use.

Checking your business line of credit rate takes minutes and won’t affect your credit score.

Check your rate

Business Line of Credit - Uses

A business line of credit will give you access to the capital you need, when you need it.

Equipment Purchase

A business line of credit can be used to finance your upcoming equipment purchase – whether its heavy equipment, computers, or software.

Buying Inventory

A business line of credit has you covered for purchasing additional inventory.  Increase your margins by taking advantage of larger volume discounts.

Immediate Cash

A business line of credit allows access to cash when you need it. Be prepared to seize opportunities or handle unforeseen expenses.

Any Business Purpose

A business line of credit offers the most flexibility. Use your business line of credit for any business purpose and only pay interest on what you use.

Your Business Line of Credit is Waiting

Check Your Rate

Business Line of Credit - Features

A business line of credit offers the safety net you need, and the flexibility you want.

Quick Decision

Get a same day decision. There’s no obligation and it won’t affect your credit score.

Flexible Terms

Get flexible payback terms on your business line of credit.  Only pay interest on what you use.

Lowest Rates

Get the lowest rate on your business line of credit. Only pay interest on what you use.

Dedicated Support

Our team is not only here to setup your business line of credit, but we’re here for ongoing support.

Business Line of Credit - Eligibility

To qualify for a business line of credit, you will need to meet the minimum requirements.

Time in Business

Minimum of 6 months

Annual Revenue

Over $100,000

Credit Score

560 or higher

Frequently Asked Questions

Have additional questions? You can reach us via phone, email or chat. Our dedicated specialists are here to help.

The first step is verifying your identity and business information. We then will need to determine your credit limit by analyzing your recent business cash flow. Our goal is to get you the maximum amount possible without overly straining your business cash flow. The entire process takes about 5 minutes.

We understand the importance of protecting your credit score. Bankroll utilizes a “soft pull” to make our credit decision which does not impact your credit score.

We need your business tax ID and social security number for identification purposes. We also need to review your last 3 months cash flow data. You may either connect your bank to our secure platform, or upload your most recent business bank statements. Connecting your bank is the recommended option because it takes less than a minute and helps reduce fraud risk for us – allowing us to offer better pricing.

Your rate will vary based on your risk profile. Checking your rate takes less than 4 minutes and will not affect your credit score. Our goal is always to deliver the most competitive terms in the industry.

Check Your Rate

Checking your rate won’t affect your credit score.