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SBA Loan

We work closely under the guidelines of the U.S. Small Business Administration (SBA) – a federal agency dedicated to helping small businesses get funding.

The SBA establishes guidelines and guarantees a portion of the business loans issued to protect the lender from defaults.

There are several SBA loan options. The most common SBA loan options are the 7(a), 504, and SBA Express.

Checking your SBA loan rate takes minutes and won’t affect your credit score.

Check Your Rate

SBA Loan - Types

SBA Loans come with flexible monthly payments and low rates.

SBA 7(a) Loan

An SBA 7(a) loan is one of the most flexible SBA loans. Use it to buy real property or any other business purpose. SBA 7(a) loans go up to $5 million if you qualify.

SBA 504 Loan

An SBA 504 loan is used to finance fixed assets and some soft costs. An SBA 504 loan offers 90% financing, longer terms, no balloon payments and fixed rates.

SBA Express Loan

An SBA Express Loan offers a quicker approval process than the other options. You can finance up to $350,000 for working capital, line of credit, or commercial real estate loan.

Commercial Real Estate Loan

Certain SBA loan guidelines accept funds applied to commercial real estate acquisition, refinance or construction. SBA guidelines only accept owner-occupied properties.

Your SBA Loan is Waiting

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SBA Loan - Features

SBA Loans feature low rates and flexible repayment options.

Quick Decision

Get prequalified the same day. There’s no obligation and it won’t affect your credit score.

Flexible Terms

Get flexible payback terms on your SBA Loan. Pay the loan back for up to 25 years.

Lower Rates

Get a low rate on your SBA loan. Rates start as low as 5.9%*

Dedicated Support

Our team is not only here to setup your SBA loan, but we’re here for ongoing support.

SBA Loan - Eligibility

Getting an SBA loan can help grow your small business.

Time in Business

2 Years Minimum

Annual Revenue

No Minimum

Credit Score

660 or higher

Frequently Asked Questions

Have additional questions? You can reach us via phone, email or chat. Our dedicated specialists are here to help.

An SBA loan is a small business loan that is guaranteed in part by the U.S. Small Business Administration and typically made by a bank.

Bankroll facilitates SBA 7(a) loans for working capital, debt consolidation, and equipment purchases as well as SBA 7(a) loans for commercial real estate purchases or refinance.

SBA loans are considered the “gold standard” in small business lending because they have the lowest rates, low monthly payments and long 10-year terms with no prepayment penalties.

All business owners who own 20% or more of the business must provide a personal guarantee. Married couples who collectively own 20% or more of the business when their shares are combined, must both provide a personal guarantee.

Yes. We have helped many small businesses obtain an SBA loan through our network even after they have been turned down by other banks.

Typical financial information we collect for an SBA Loan includes two years of business and personal taxes, bank statements, current year financials in the form of income statement and balance sheet, and current outstanding debt (or loan) information.

Your SBA Loan rate will vary based on your risk profile. We will need some additional information about your business to determine your final pricing. Our goal is always to deliver the most competitive terms in the industry.

Check Your Rate

Checking your rate won’t affect your credit score.